lawsuit funding

October 7, 2008

Florida Lawsuit Loans

There has been some confusion recently with plaintiffs who are looking for Florida lawsuit loans.  Since one of the biggest brokers in the USA and definitely the biggest in Florida, I have decided to address this confusion for our Florida plaintiffs.

I want clarify one thing:  Florida lawsuit loans are completely legal.

Some attorneys have recently been scared by a letter from the Florida State Bar.  This letter wasn’t frowning upon lawsuit loan companies such as ours.  They were frowning on actual loans.

You see, our “lawsuit loans” aren’t really loans.  They are cash advances on the expected settlement.

They are NON-RECOURSE loans.  This means that if the settlement never arrives, then you owe NOTHING.

The letter from the bar was frowning upon actual loans—which is something we have never done and never plan on doing as this is usury.

So, if your lawyer tells you that he is unwilling to go through with a lawsuit loan because of a letter from the Florida state bar, just tell him to call us.  We have sorted out this confusion with dozens of lawyers here in Florida.  And we will be happy to help you with your lawyer.

Remember, you have hired your lawyer.  He is there for you.  Not the other way around.  It is your lawsuit.  If you need a cash advance on it, it is up to you.  Not him/her.

Give us a call and we’ll make sure you get the funding you need.

Remember, with our lawsuit funding you will get:

  • Quick approvals–as fast as 24 hours!
  • Lowest Interest Rates
  • Easy 3-step application!

Call us now to get started.  We have the funds you need.

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September 26, 2008

Auto Accident Lawsuit Settlements

If you are currently expecting an auto accident lawsuit settlement, there’s a good possibility that:

  • You will have to wait longer than expected to get your settlement.
  • Due to circumstances related to your injury you could be out of work and in need of financial support.
  • You could be in need of a lawsuit loan on your auto accident.

As more and more people discover the advantages of lawsuit loans, it is becoming one of the best ways to stay financially stable during a stressful lawsuit.

How much can somebody get approved for lawsuit loan on an auto accident lawsuit for?

Well, I’ve seen somebody get a loan for $400.  We’ve also funded somebody who was approved for $400,000 but took $300,000 because that was all they needed.

We are lawsuit loan brokers.  Believe it or not, there is a major advantage to using a brokerage company like ours.

For example, if you were getting any other loan (for a home, car, equipment, etc) you would not deal directly with the lending institution.

Even if you got a loan from your bank’s location, the money that is lent is coming from a completely different bank.  There is always a broker involved.

The job of a broker is to represent the customer to get the best setup for him as possible.

There are hundreds of lawsuit loan companies.  For any one person to try to apply to half a dozen of these can be a real headache.

All the companies offer so many different things.

  • While six companies in a row might decline you, the seventh one might loan you $10k.
  • You might get approved for 70% interest every six months at one company, but only 20% interest every six months at another company.
  • If you are looking for a large sum of money, I have seen “the largest lawsuit loan company” approve a plaintiff for $50,000 and a much smaller company that doesn’t advertise directly to plaintiffs approve that same case for over $250,000—at a lower interest rate!
  • While lender may not lend to cases in your state, another one might.

You see, they all have different policies and experiences, so it’s difficult for plaintiffs to know where to apply.

And if you try to apply at multiple companies, get ready for your law office to be a bit annoyed.  They will be getting calls from multiple companies and having to send faxes all over the place.

With the years we have in this industry, we know the best lenders for each type of case in each state.  After all, we have a long history and a database to know which lender will give you exactly what you’re looking for.

If you are looking for:

A low interest rate—there is one lender who lends at rates of 1% per month if your case qualifies.
A lot of money—there’s another lender that you’ve never heard of (because they don’t advertise) that will lend up to $2 million.  And they don’t just say that like the other “big companies”.  I’ve seen them make some VERY large loans.
A balance of the two—we have another lender that we feel is a good balance between high approval and reasonable interest rates.  In fact, when we give our customers the option, they often choose this lender because it works the best for them.

But, remember, there is no loan too small for us.  While we love to fund huge cases, we know that anybody who calls us needs our help—even if it’s only for $500.

We do small cases all the time.  Even though our commission on these cases is small, doing them in quantity adds up and sometimes this small amount of money can really make a difference for people.  The testimonials we get in are well worth it!

Give us a call today at 888-536-1323 and we’ll help you on your way to a lawsuit loan!

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August 25, 2008

The Tao of Lawsuit Funding

Due to my friend and mentor Rob Thomas’ philosophically-inspiring blog post I have been spun into a bout of lawsuit funding free association . . .

With the Beijing Summer Olympics closing ceremony last night fresh in my mind, I instantly think of my complete Chinese vocabulary–three words.  Besides “nee hao” (hello) and “shie shie” (Thank you), the third Chinese word I know is “wei ji”, which, beleive it or not, is related to lawsuit funding.

“Wei ji” means “crisis” in English.  Is a “wei ji” in your life making you seek a lawsuit loan?

If so, you’ll be happy to discover that “wei ji” is written with two characters.  The first character “Wei” means “Danger or Peril”, but the second character, “Ji”, means “Opportunity”.

So, even though you may be in a “wei ji” at the moment, with the simple change of your viewpoint, you can turn crisis into an opportunity.

How can you apply this to everyday life?

  • Instead of getting depressed when you get fired at work, view it as a blessing and find a better job, start a home business, take a vacation, etc.
  • Instead of sobbing for weeks when your boyfriend cheats on you, dump him and find a better one.  Simple.
  • Instead of continuing an argument with fellow employees at work, use it as an opportunity to showcase your communication and problem-solving skills.

This isn’t just “making the best of it”, it’s believing it is the best, thus making it so.

As you can see, this is “when life gives you lemons, make lemonade” on steroids.  It’s a secret that the ultra-successful in the world use when their lives are upside-down . . .  to magically turn their problems upside-down.  With this positive outlook on life, every problem is a blessing and an opportunity to make things better.

In one of my favorite philosophical books, “Illusions: The Adventure of a Reluctant Messiah” by Richard Bach, it says:

“There is

no such thing as a problem

without a gift for you

in its hands.

You seek problems

because you need

their gifts.”

After a little research online, I learned my fourth Chinese word, “zhuan ji”, which means “turn for the better”.

If you’re looking to create a “zhuan ji” in your life, give us at My Legal Advance a call and we’ll help you do just that.

‘Til next time,

Jason Argall

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